Reference Number
854338203FS8OO0Z5
5884186PS0388W6YM
0544400060ZLV72VL
9525156489SFD4545Q
56415615647OJSNDS
Trans Date Post Date Description of Transaction or Credit
Payments and Other Credits
No Pymt
Advances
2/22 2/23 Variable Rate Advance
2/24 2/25 Fixed Rate Advance
Fees
2/23 2/23 Late Payment Fee
3/22 3/22 Fixed Rate Advance Fee
TOTAL FEES FOR THIS PERIOD
Interest Charged
Interest Charge on Variable Rate Advances
Interest Charge on Fixed Rate Advances
TOTAL INTEREST FOR THIS PERIOD
Amount
$0.00
$2,500.00
$5,000.00
$15.00
$50.00
$65.00
$122.51
$26.82
$149.33
G-24(B) Periodic Statement Sample (Home-equity Plans)
Page 1 of 2
XXX Bank Home Equity Line of Credit Account Statement
Account Number XXXX XXXX XXXX XXXX
February 21, 2012 to March 22, 2012
Summary of Account Activity
Previous Balance $25,105.00
Payments -$0.00
Other Credits $0.00
Variable Rate Advances +$2,500.00
Fixed Rate Advances +$5,000.00
Fees Charged +$65.00
Total Interest Charged +$149.33
New Balance $32,819.33
Credit Limit $80,000.00
Available Credit $47,180.67
Statement Closing Date 3/22/2012
Days in Billing Cycle 31
Payment Information
New Balance $32,819.33
Minimum Payment Due $149.33
Payment Due Date 4/20/12
QUESTIONS?
Call Customer Service 1-XXX-XXX-XXXX
Lost or Stolen Credit Card 1-XXX-XXX-XXXX
Please send billing inquiries and correspondence to:
PO Box XXXX, Anytown, Anystate XXXXX
Notice of Changes to Your Interest Rates
You have triggered the penalty APR of 24.99%. This change will impact your account as follows:
Transactions on your account (other than your xed-rate loan): As of 5/10/12, the penalty APR will apply to these transac-
tions. We may keep the APR at this level indenitely.
Fixed-rate loan: The current APR will continue to apply to this balance.
Transactions
2012 Totals Year-to-Date
Total fees charged in 2012
$80.00
Total interest charged in 2012
$258.83
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
Page 1 of 2
Please detach this portion and return with your payment to insure proper credit. Retain upper portion for your records.
Account Number: XXXX XXXX XXXX XXXX
New Balance $32,819.33
Minimum Payment Due $149.33
Payment Due Date 4/20/12
AMOUNT ENCLOSED: $
Please indicate address change and additional
requests on the reverse side.
XXX Bank
P.O. Box XXXX
Anytown, Anystate XXXXX
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XXX Bank Home Equity Line of Credit Account Statement
Account Number XXXX XXXX XXXX XXXX
February 21, 2012 to March 22, 2012
Page 2 of 2
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR)
Balance Subject to
Interest Rate Interest Charge
Variable Rate Advances 5.25% $27,475.97 $122.51
Fixed Rate Advances 7.25% $4,354.84 $26.82